.fbg-fqm {
  --fbg-navy: #0b1d3a;
  --fbg-navy-2: #173b52;
  --fbg-gray: #6b7280;
  --fbg-text: #1f2937;
  --fbg-muted: #64748b;
  --fbg-border: #dbe2ea;
  --fbg-light: #f2f4f7;
  --fbg-white: #ffffff;
  --fbg-error: #b42318;
  --fbg-success: #067647;
  color: var(--fbg-text);
  font-family: inherit;
}
.fbg-fqm * { box-sizing: border-box; }
.fbg-fqm [hidden] { display: none !important; }
.fbg-fqm__intro { max-width: 760px; margin: 0 0 32px; }
.fbg-fqm__eyebrow { display: inline-block; margin-bottom: 10px; color: var(--fbg-navy-2); font-size: 13px; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; }
.fbg-fqm__intro h2 { margin: 0 0 12px; color: var(--fbg-navy); }
.fbg-fqm__intro p { margin: 0; color: var(--fbg-gray); }
.fbg-fqm__shell { overflow: hidden; background: var(--fbg-white); border: 1px solid var(--fbg-border); border-radius: 20px; box-shadow: 0 18px 50px rgba(11, 29, 58, .08); }
.fbg-fqm__progress { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; padding: 18px 24px; background: var(--fbg-light); border-bottom: 1px solid var(--fbg-border); }
.fbg-fqm__progress-item { position: relative; display: flex; align-items: center; gap: 10px; padding: 8px; color: var(--fbg-muted); background: transparent; border: 0; cursor: pointer; text-align: left; }
.fbg-fqm__progress-item::after { content: ""; position: absolute; top: 50%; right: -2px; width: 4px; height: 4px; border-radius: 50%; background: #cbd5e1; transform: translateY(-50%); }
.fbg-fqm__progress-item:last-child::after { display: none; }
.fbg-fqm__progress-item span { display: inline-grid; place-items: center; width: 32px; height: 32px; flex: 0 0 32px; border: 1px solid #cbd5e1; border-radius: 50%; background: #fff; font-size: 13px; font-weight: 700; }
.fbg-fqm__progress-item strong { font-size: 13px; font-weight: 700; }
.fbg-fqm__progress-item.is-active { color: var(--fbg-navy); }
.fbg-fqm__progress-item.is-active span { color: #fff; background: var(--fbg-navy); border-color: var(--fbg-navy); }
.fbg-fqm__progress-item.is-complete span { color: #fff; background: var(--fbg-success); border-color: var(--fbg-success); }
.fbg-fqm__progress-item:disabled { cursor: default; }
.fbg-fqm__progress-item.is-skipped { opacity: .45; }
.fbg-fqm__form, .fbg-fqm__success { padding: 40px; }
.fbg-fqm__step { animation: fbgFqmFade .22s ease; }
@keyframes fbgFqmFade { from { opacity: 0; transform: translateY(4px); } to { opacity: 1; transform: translateY(0); } }
.fbg-fqm__step-header { max-width: 760px; margin-bottom: 28px; }
.fbg-fqm__step-count { display: block; margin-bottom: 8px; color: var(--fbg-navy-2); font-size: 12px; font-weight: 800; letter-spacing: .1em; text-transform: uppercase; }
.fbg-fqm__step-header h3 { margin: 0 0 10px; color: var(--fbg-navy); font-size: clamp(26px, 3vw, 36px); line-height: 1.18; }
.fbg-fqm__step-header p { margin: 0; color: var(--fbg-gray); font-size: 16px; line-height: 1.7; }
.fbg-fqm__service-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; margin: 0; padding: 0; border: 0; }
.fbg-fqm__service-card { display: block; cursor: pointer; }
.fbg-fqm__service-card input { position: absolute; opacity: 0; pointer-events: none; }
.fbg-fqm__service-card-inner { display: block; min-height: 132px; padding: 22px; border: 1px solid var(--fbg-border); border-radius: 14px; background: #fff; transition: border-color .18s ease, box-shadow .18s ease, transform .18s ease; }
.fbg-fqm__service-card-inner strong { display: block; margin-bottom: 8px; color: var(--fbg-navy); font-size: 17px; }
.fbg-fqm__service-card-inner small { display: block; color: var(--fbg-gray); font-size: 14px; line-height: 1.55; }
.fbg-fqm__service-card:hover .fbg-fqm__service-card-inner { border-color: #9fb0c3; transform: translateY(-1px); }
.fbg-fqm__service-card input:checked + .fbg-fqm__service-card-inner { border-color: var(--fbg-navy); box-shadow: 0 0 0 3px rgba(11, 29, 58, .1); }
.fbg-fqm__service-grid.has-error .fbg-fqm__service-card-inner { border-color: var(--fbg-error); }
.fbg-fqm__conditional { margin-top: 24px; padding: 24px; border: 1px solid var(--fbg-border); border-radius: 14px; background: #f8fafc; }
.fbg-fqm__grid { display: grid; gap: 20px; }
.fbg-fqm__grid--2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.fbg-fqm__field--full { grid-column: 1 / -1; }
.fbg-fqm__field label, .fbg-fqm__label { display: block; margin: 0 0 8px; color: var(--fbg-navy); font-size: 14px; font-weight: 700; }
.fbg-fqm__field label span[aria-hidden="true"] { color: var(--fbg-error); }
.fbg-fqm input[type="text"],
.fbg-fqm input[type="email"],
.fbg-fqm input[type="tel"],
.fbg-fqm input[type="number"],
.fbg-fqm input[type="date"],
.fbg-fqm input[type="file"],
.fbg-fqm select,
.fbg-fqm textarea {
  width: 100%;
  min-height: 50px;
  padding: 12px 14px;
  color: var(--fbg-text);
  background: #fff;
  border: 1px solid var(--fbg-border);
  border-radius: var(--fbg-input-radius, 9px);
  font: inherit;
  line-height: 1.45;
  outline: none;
  transition: border-color .18s ease, box-shadow .18s ease;
}
.fbg-fqm textarea { min-height: auto; resize: vertical; }
.fbg-fqm input:focus, .fbg-fqm select:focus, .fbg-fqm textarea:focus { border-color: var(--fbg-navy-2); box-shadow: 0 0 0 3px rgba(23, 59, 82, .12); }
.fbg-fqm input.has-error, .fbg-fqm select.has-error, .fbg-fqm textarea.has-error, .fbg-fqm__field.has-error input, .fbg-fqm__field.has-error select, .fbg-fqm__field.has-error textarea { border-color: var(--fbg-error); box-shadow: 0 0 0 2px rgba(180, 35, 24, .08); }
.fbg-fqm__field small { display: block; margin-top: 8px; color: var(--fbg-muted); font-size: 12px; line-height: 1.5; }
.fbg-fqm__checks { display: flex; flex-wrap: wrap; gap: 10px; }
.fbg-fqm__checks label, .fbg-fqm__radio-row label { display: inline-flex; align-items: center; gap: 8px; margin: 0; padding: 10px 12px; border: 1px solid var(--fbg-border); border-radius: 999px; background: #fff; color: var(--fbg-text); font-size: 13px; font-weight: 600; cursor: pointer; }
.fbg-fqm__checks input, .fbg-fqm__radio-row input { width: auto; min-height: 0; margin: 0; accent-color: var(--fbg-navy); }
.fbg-fqm__radio-row { display: flex; flex-wrap: wrap; gap: 10px; }
.fbg-fqm__file-list { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 10px; }
.fbg-fqm__file-list span { padding: 6px 9px; border-radius: 6px; background: var(--fbg-light); font-size: 12px; }
.fbg-fqm__file-list.is-error { color: var(--fbg-error); font-size: 13px; }
.fbg-fqm__consents { display: grid; gap: 14px; margin-top: 24px; }
.fbg-fqm__consent { display: flex; gap: 11px; align-items: flex-start; margin: 0; color: var(--fbg-text); font-size: 14px; line-height: 1.6; }
.fbg-fqm__consent input { flex: 0 0 auto; width: 18px; height: 18px; margin: 3px 0 0; accent-color: var(--fbg-navy); }
.fbg-fqm__consent.has-error { color: var(--fbg-error); }
.fbg-fqm__turnstile { margin-top: 24px; }
.fbg-fqm__disclaimer { margin-top: 24px; padding: 16px 18px; color: var(--fbg-muted); background: var(--fbg-light); border-left: 3px solid var(--fbg-navy); border-radius: 8px; font-size: 13px; line-height: 1.6; }
.fbg-fqm__actions { display: flex; justify-content: space-between; gap: 12px; margin-top: 30px; }
.fbg-fqm__actions--end { justify-content: flex-end; }
.fbg-fqm__actions--center { justify-content: center; flex-wrap: wrap; }
.fbg-fqm__button { display: inline-flex; align-items: center; justify-content: center; min-height: 48px; padding: 12px 20px; border-radius: var(--fbg-button-radius, 999px); border: 1px solid var(--fbg-navy); font: inherit; font-size: 14px; font-weight: 800; text-decoration: none; cursor: pointer; transition: transform .18s ease, background-color .18s ease, color .18s ease, opacity .18s ease; }
.fbg-fqm__button:hover { transform: translateY(-1px); }
.fbg-fqm__button--primary { color: #fff; background: var(--fbg-navy); }
.fbg-fqm__button--secondary { color: var(--fbg-navy); background: #fff; }
.fbg-fqm__button:disabled { opacity: .58; cursor: wait; transform: none; }
.fbg-fqm__notice { margin-top: 22px; padding: 14px 16px; border-radius: 8px; background: #eff6ff; color: var(--fbg-navy); font-size: 14px; }
.fbg-fqm__notice.is-error { color: var(--fbg-error); background: #fef3f2; border: 1px solid #fecdca; }
.fbg-fqm__success { text-align: center; }
.fbg-fqm__success-icon { display: grid; place-items: center; width: 64px; height: 64px; margin: 0 auto 20px; border-radius: 50%; color: #fff; background: var(--fbg-success); font-size: 30px; font-weight: 800; }
.fbg-fqm__success h3 { margin: 0 0 12px; color: var(--fbg-navy); font-size: clamp(28px, 4vw, 40px); }
.fbg-fqm__success p { max-width: 720px; margin: 0 auto 16px; color: var(--fbg-gray); line-height: 1.7; }
.fbg-fqm__reference { display: inline-flex; align-items: center; gap: 12px; margin: 10px auto 18px; padding: 12px 16px; border: 1px solid var(--fbg-border); border-radius: 10px; background: var(--fbg-light); }
.fbg-fqm__reference span { color: var(--fbg-muted); font-size: 13px; }
.fbg-fqm__reference strong { color: var(--fbg-navy); }
.fbg-fqm__success-small { font-size: 13px; }
.fbg-fqm__honeypot { position: absolute !important; left: -9999px !important; width: 1px !important; height: 1px !important; opacity: 0 !important; }
.screen-reader-text { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0,0,0,0); white-space: nowrap; border: 0; }
@media (max-width: 767px) {
  .fbg-fqm__shell { border-radius: 14px; }
  .fbg-fqm__progress { padding: 12px 10px; }
  .fbg-fqm__progress-item { justify-content: center; padding: 6px 2px; }
  .fbg-fqm__progress-item strong { display: none; }
  .fbg-fqm__progress-item::after { right: -1px; }
  .fbg-fqm__form, .fbg-fqm__success { padding: 24px 18px; }
  .fbg-fqm__service-grid, .fbg-fqm__grid--2 { grid-template-columns: 1fr; }
  .fbg-fqm__service-card-inner { min-height: 0; }
  .fbg-fqm__conditional { padding: 18px; }
  .fbg-fqm__actions { flex-direction: column-reverse; }
  .fbg-fqm__actions--end { flex-direction: column; }
  .fbg-fqm__button { width: 100%; }
  .fbg-fqm__checks, .fbg-fqm__radio-row { display: grid; grid-template-columns: 1fr 1fr; }
  .fbg-fqm__checks label, .fbg-fqm__radio-row label { border-radius: var(--fbg-input-radius, 9px); }
}
@media (max-width: 420px) {
  .fbg-fqm__checks, .fbg-fqm__radio-row { grid-template-columns: 1fr; }
}

/* Contact form additions */
.fbg-fqm--contact .fbg-fqm__form { position: relative; }
.fbg-fqm--contact .fbg-fqm__conditional { margin-top: 0; }
.fbg-fqm--contact .fbg-contact-reference-note { margin-top: 29px; }
.fbg-fqm--contact input[type="url"] {
  width: 100%; min-height: 50px; padding: 12px 14px; color: var(--fbg-text); background: #fff;
  border: 1px solid var(--fbg-border); border-radius: var(--fbg-input-radius, 9px); font: inherit; line-height: 1.45; outline: none;
  transition: border-color .18s ease, box-shadow .18s ease;
}
.fbg-fqm--contact input[type="url"]:focus { border-color: var(--fbg-navy-2); box-shadow: 0 0 0 3px rgba(23, 59, 82, .12); }
@media (max-width: 767px) { .fbg-fqm--contact .fbg-contact-reference-note { margin-top: 0; } }